Are You Thinking of Downsizing?

Why Downsizing Is Often a Smart Move

(Especially for Portland-metro homeowners)

Many longtime homeowners are starting to look ahead — not because they have to move today, but because having a plan brings peace of mind. Downsizing or creating a “future-living plan” can save money, reduce stress, and give your family clarity if anything changes down the road.  Click here to get your home value: https://www.debrarhea.com/home_value

Here’s why it’s worth considering:

1. Lower Monthly Costs

Smaller homes almost always mean:

• Lower property taxes
  
  
• Lower utilities
  
  
• Lower maintenance costs
  
  
• Fewer unexpected repair bills
  
  

Those savings can go straight back into travel, hobbies, grandkids, or your investment accounts.

2. Less Home Maintenance

Big homes can start feeling overwhelming — gutters, yard work, roof issues, cleaning space you no longer use.
Downsizing frees up time, energy, and money. Many clients tell me they wish they had done it sooner.

3. A Safer, More Manageable Layout

Single-level living, fewer stairs, updated systems, and easier accessibility all make life simpler as you age. Even if you don’t need these features now, planning for them early keeps you in control.

4. Use Your Equity While You Can Enjoy It

Portland-metro homeowners are sitting on record equity. Selling a larger home and purchasing something smaller can:

• Increase financial flexibility
  
  
• Remove debt
  
  
• Boost retirement security
  
  
• Allow for lifestyle upgrades (travel, experiences, helping family)
  
  

5. Flexibility for the “What Ifs”

Having a plan for the future isn’t about expecting something to go wrong — it’s about making life easier if it ever does.
A good plan might include:

• Choosing the type of home you’d want next
  
  
• Deciding whether you’d prefer independent living, condo living, or staying close to family
  
  
• Knowing what your budget would look like
  
  
• Having a list of service providers and support
  
  

When something comes up unexpectedly, your family won’t have to guess what you want — it will already be clear.

6. You Stay in Control

This is the most important piece.
A well-thought-out downsizing or transition plan means:

• Your wishes are known
  
  
• Your finances are protected
  
  
• Your timeline is yours
  
  
• Your family knows exactly what steps to take
  
  

Instead of making decisions under pressure later, you can make them confidently now.  I have a free service that can help you identify communities that may fit your needs. Contact me at 503-312-5728

7. Peace of Mind Today

Even if you decide not to move right away, simply having the plan in place lets you relax.
You don’t have to wonder “what happens if…”
You’ll already have the answer.  Contract me at 503-312-5728 or learn more about Debra, click here: https://www.debrarhea.com/agent-profile/debra-rhea-13863649